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Disclaimer

Last updated: June 2026

⚠️ Important notice: This site publishes general informational content about retirement and pensions in India. Retirement Ready India is an independent informational publication, not affiliated with EPFO, PFRDA, Ministry of Labour, NPS Trust or any Government of India body. Nothing here constitutes financial, pension, legal or tax advice.

Nature of Publication

Retirement Ready India is an independent informational publication. We are not a financial adviser, pension consultant, SEBI-registered entity, insurance company or any form of regulated service provider.

Articles, tests and guides on this site are for educational purposes. They do not take into account your individual situation, contribution history, income or personal circumstances.

Limitations of the Assessment Test

The retirement readiness test available on this site is an educational tool. Results:

Are illustrative and do not represent a financial or pension assessment
Do not indicate products, investments or services
Do not replace advice from a SEBI-registered investment adviser or pension expert
Should not be used as a basis for retirement decisions

Sources and Accuracy

We reference official sources — EPFO, PFRDA, Ayushman Bharat, Income Tax Department — but pension and tax rules change frequently. Always verify directly at official sources before making decisions.

Illustrative Accounts

Examples and personal stories mentioned on this site are illustrative, created for educational purposes. Unless expressly stated, they do not represent real identifiable cases.

Recommendation

For EPS-95 / EPF queries: EPFO helpdesk 1800-118-005 (toll-free) or epfindia.gov.in
For NPS queries: npscra.nsdl.co.in
For Ayushman Bharat: pmjay.gov.in
For personalised advice: a SEBI-registered investment adviser

Contact

[email protected]